Mann Mortgage supports our heroes: Discover the benefits of VA loans today!
Exceptional, preferred lending option for those who have served us, including affordable $0 down loans.
What are VA home loans?
Not sure where to get started? That's okay too, we're happy to meet you where you're at and direct you to the right place or person.
VA loans
at a glance.
- VA loans are a unique mortgage option offered to eligible military personnel, veterans, and select members of the National Guard and Reserves. They provide an opportunity to secure financing with favorable terms and minimal down payments.
- One of the standout features of VA loans is that they typically require no down payment. This can significantly reduce the upfront costs associated with buying a home, making homeownership more accessible.
- VA loans often come with competitive interest rates, which can result in lower monthly mortgage payments compared to conventional loans. This affordability can make a significant difference in your budget.
- While good credit is always beneficial, VA loans tend to have more lenient credit requirements compared to traditional mortgages. This flexibility can be a lifeline for those who may have faced financial challenges in the past.
- Unlike many other loan types, VA loans do not require private mortgage insurance. This further reduces the overall cost of homeownership and saves borrowers money over the life of the loan.
Applying for a home has
never been easier
Our quick and secure process takes less than 10 minutes to apply.
Learn more about
VA loans
Eligibility for VA loans is typically extended to veterans, active-duty service members, certain members of the National Guard and Reserves, and some surviving spouses. Specific eligibility requirements may vary, so it’s best to consult with our Kalispell Office for personalized guidance.
To apply for a VA loan, you’ll need to obtain a Certificate of Eligibility (COE) through the VA. Then, you can work with our Kalispell Office to complete the loan application process.
Yes, in many cases, you can use a VA loan more than once, provided you meet certain criteria. Our Kalispell Office can help you determine your eligibility for subsequent VA loans.
While VA loans typically have lower closing costs than conventional loans, there are still some fees involved. These may include a funding fee, which can vary depending on your military service and down payment amount.
VA loans are primarily intended for the purchase of primary residences. However, they can also be used for certain other types of properties, such as condominiums and manufactured homes. Our Kalispell Office can provide guidance on eligible property types.
In conclusion, VA loans offer a valuable opportunity for veterans and service members in Columbia Falls, MT, Whitefish, MT, and the wider Flathead Valley to achieve their homeownership dreams with favorable terms and benefits. Our Kalispell Office is ready to assist you every step of the way, from determining your eligibility to securing your VA loan. Contact us today to explore this excellent financing option.
“I was put in a situation where I quickly needed to find an affordable home using a VA loan the Mann mortgage team took care of that. I am grateful that they took care of my needs and quickly and professionally.”
Adam P. B.
Let's get you home.
0% down financing for qualified veterans, service members & eligible spouses. Our local loan experts will help guide you.
